Below are commonly asked questions about senior care
communities. There also are links to other web sites providing
information about senior living. Please feel free to contact us. Monday - Friday, 8:30am -
4:30pm. with your questions and we will do our best to answer them
or refer you to others.
Q. What is the difference between skilled care and
intermediate care in a nursing home?
A. Skilled care is covered by Medicare
if the qualifying criteria are met. The criteria includes a three
day hospital stay and physician's statement that daily skilled care
services are needed. Skilled services include physical,
occupational and speech therapies, pain management, and IV
medications. Intermediate care is less complex than
skilled care and encompasses the need for general assistance with
activities of daily living and medication administration.
This is most commonly referred to as Assisted Living.
Q. When do I apply for Medicaid?
A. To qualify for Medicaid, a single individual
may have no more than $1,500.00 in cash assets. The local
Department of Human Resources is qualified to conduct an assessment
of your resources to determine your eligibility for Medicaid
benefits.
Q. What is assisted living?
A. Assisted living helps residents with
many aspects of daily living such as with medications, meal
preparation, bathing, dressing and other personal activities.
Q. When is assisted living
appropriate?
A. Assisted living is appropriate when an
individual is having difficulty managing tasks such as: preparing
balanced meals, maintaining his/her household, or remembering to
take medications on time. An assisted living lifestyle allows
individuals' independence and personalized support services.
Does Medicaid pay for assisted
living?
Yes, Medicaid pays for assisted living at this time. Some long
term care insurance policies cover assisted living services;
however, in most cases, they are handled on a private pay
basis.